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what credit cards do you rep?

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  • #16
    ^ do they charge you anything for not using it?
    LOST
    THEN I NEVER WANT TO DIE
    I... I WANT TO LIVE FOREVER










    8.12.04

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    • #17
      Visa Debit with a local bank and another Visa with Capital One. Capital One's been surprisingly good.
      BIG PROOF FOREVER

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      • #18
        Originally posted by JMart View Post
        ^ do they charge you anything for not using it?
        lol no

        never heard of that before
        I'm giving away rapidshare accounts

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        • #19
          me either, just tryin to learn something
          LOST
          THEN I NEVER WANT TO DIE
          I... I WANT TO LIVE FOREVER










          8.12.04

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          • #20
            from what ive learned... its also not good to cancel a credit card, even if you never use it. it makes your credit score better.
            I'm giving away rapidshare accounts

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            • #21
              cool
              LOST
              THEN I NEVER WANT TO DIE
              I... I WANT TO LIVE FOREVER










              8.12.04

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              • #22
                i only use a debit card right now... i have a hard time not blowing money when i have a credit card.. so i paid off all my CC debts and canceled them all!

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                • #23
                  Capital One Visa. My rates are pretty good. I only have to make a minimum payment of $18 a month pay back on what i've spent on the card that month.

                  Also have a visa debit which most of my direct debits come out of and my money goes into.

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                  • #24
                    JMart I've got a few credit cards and I would have to say if your trying to start your credit then if I were you I would go through Capital One. They are the best whe it comes to having no Credit/limited Credit, that's where I started. No hidden fees like annual fees. They started me out with $300 and then if you make payments on time and everythng the first 3 months they will usually bump it up to $500 and even if you happen to go over the limit they are still understanding and still dont charge you all these outrageous fees. A Visa Capital One would be the way to go..just don't do a Household Bank one..they are one of the worst in my opinon
                    "He was in the world, and the world was made by him, and the world knew him not."

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                    • #25
                      cool, thanks brandon
                      LOST
                      THEN I NEVER WANT TO DIE
                      I... I WANT TO LIVE FOREVER










                      8.12.04

                      Comment


                      • #26
                        i'm maybe missing somehting here.....if you only use it for things that you have the money to pay for, then why do you want to build a big credit limit?
                        “I'm not entirely sure that Henrik even understands how good Henrik is,” smiled Lennon

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                        • #27
                          I have two Visa credit cards through 1st Financial Bank. Got one went i first went away to college, applied for a credit limit but they somehow got confused and sent me another card. They keep raising the limit, I keep paying. It's all good with them. Got the first one to pay for school books, eventually the limit was raised as to where some of my tuition went on it.

                          Also, 2 Bank of America credit cards. one visa and one mastercard. The mastercard is one is ok cus i have no interest for like a year.
                          And 2 debit cards, Bank of America and Wachovia.

                          And not to mention my various store credit cards.
                          Life isn't worth living if you don't have something you'd die for.


                          Never attempt to change who you are to become someone you're not.

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                          • #28
                            Credit will fuck up your life, you either have the money or you don't....

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                            • #29
                              Originally posted by danielno8 View Post
                              i'm maybe missing somehting here.....if you only use it for things that you have the money to pay for, then why do you want to build a big credit limit?
                              you must be


                              having a credit card assists in establishing credit.. the higher credit score, the lower the interest rate for shit i'll someday need: house, car, computer, wife, etc
                              LOST
                              THEN I NEVER WANT TO DIE
                              I... I WANT TO LIVE FOREVER










                              8.12.04

                              Comment


                              • #30
                                i see, i didn't realise you get better interest rates from having a good score, i thought the score either said you were likely/unlikely to be a good person to give credit too.
                                “I'm not entirely sure that Henrik even understands how good Henrik is,” smiled Lennon

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